ELM TREE FUNDING
Mortgages for your situation


First Time House Buyer
Our expert staff will assist you in selecting the best mortgage for your needs and circumstance. Special concessions are considered for first time buyers. Learn how you can save money and qualify for more.

Refinance
Allow us to assess your present mortgage including schedule and rate and we may be able to save you thousands of dollars and shorten the term of your loan. Build equity quicker, remove private mortgage insurance or consolidate debt.

Eliminate Mortgage Insurance
Mortgage insurance is required when less than a 20% down payment is made to purchase your home. We offer a special loan program allowing you to put down 5% and not pay mortgage insurance. In addition, we have non-conforming loan products and mortgage insurance with refunds to help keep your monthly payment low.


Whatever your situation, please contact us today for a rate quotation.